Which is the best women’s credit cards in Singapore?
Are you a luxe shopper or career woman? Here are five women's credit cards with best benefits
By Alexa Fang -
While women might be spoilt for choice in Singapore when it comes to credit cards, you'd want to savvy about signing up for the ones that give you the best deals and cash back.
Whether your interests lie in designer fashion, theatre and musicals, fitness, dining or more practical activities like grocery shopping, there is a credit card that rewards you for it – which makes it all the more confusing to choose the right one.
We break down the best women’s credit cards for the different types of Singaporean women.
Men won’t get why women would need a credit card specifically for them, but UOB certainly does. The iconic UOB Lady’s credit card is a comely addition to your wallet – this special edition design is by homegrown fashion designer Priscilla Shunmugam. The perks and rewards are a ladykiller.
Why you’ll love it:
Perhaps a more suitable question is: Why wouldn’t you? Earn 10X UNI$ (or 20 miles) per $5 spent in one category (which you can change month on month) and 1X UNI$ (or 2 miles) on all other purchases.
How many times have you bought yourself an early birthday or Christmas present? While we advocate prudence with your finances, it’s ok to treat yourself on special occasions.
When you put a big-ticket shoe or bag purchase (over $500) on UOB Lady’s 0% Interest LuxePay plan, it splits the cost over 6 or 12 months at no extra interest. Isn’t that great? And the best part – MasterCard e-Commerce Protection on all online purchases.
Women in Singapore have their hands full with taking care of the family, managing the household budget, and working. With the UOB Delight Credit Card in your wallet, grocery shopping doesn’t have to bust your budget – even if you don’t go to the cheapest supermarkets in Singapore.
Why you’ll love it:
This is the card to have for all your supermarket needs. Touted as the “best daily essentials card”, it gives you up to 8% rebates at all major supermarket chains including Cold Storage, Market Place, Jasons, Giant as well as at Guardian.
In addition, enjoy 10% off house brands at Cold Storage, Giant and Guardian pharmacy. Earn an extra 3% rebate when you charge recurring bills on the card for contactless transactions.
Managing a household is no easy feat and this card gives you up to 75% off for hotel stays worldwide and dining privileges you can pamper yourself with.
Calling all shopaholics! You need this card right now. Whether you prefer to de-stress at the spa or at the mall, the Citi Rewards Card helps you save money and earn cashback at the same time. Spend on retail and online shopping purchases to earn up to 2.26% cashback.
Why you’ll love it:
As its name suggests, this card offers you rewards galore when you shop for your new-season clothes, bags and shoes at department stores or online. Think 10X rewards points and welcome vouchers from your favourite brands. Also get exclusive discounts online with your Citi Rewards Card and are entitled to enjoy other Citi privileges ranging from travel, petrol to gourmet deals.
For the woman who is tech-savvy and loves travel, the DBS Woman’s Card comes with 5X DBS Points (or 10 miles) per $5 spent on online shopping – and they even offer MasterCard e-Commerce Protection for non-delivery and damaged items!
Why you’ll love it:
This card comes with a My Preferred Payment Plan, which combines and converts your major retail purchases up to a 24-month interest-free instalment plan with a low processing fee. And we’ve already mentioned the e-Commerce Protection!
And whenever you need a little retail therapy, it rewards you with DBS rewards points for your online purchases. With a spread of deals ranging from beauty and wellness, fashion, travel, dining and entertainment, the DBS Woman’s Card is hard to beat as an all-in-one card.
If you’re the girl in your friend group who’s always dragging people to theatre shows, art galleries, and performances, the OCBC Arts Platinum Card was made just for you.
Why you’ll love it:
Enjoy up to 20% ticket prices for local and international productions as well as priority bookings for shows by W!LD RICE, The Theatre Practice, Singapore Dance Theatre and more. Also, you’ll get to redeem tickets and invites to exclusive events, exhibitions and shows, and earn 3X OCBC$ when you buy tickets on SISTIC.
Arts and musical events aside, you will also enjoy more efficient booking and payment with MasterPass on the ComfortDelGro Taxi Booking App — with no admin or booking fee. Not to mention, you can also earn 0.86% on all spend!
This article was first published in SingSaver.