TikTokers we follow for the best personal finance advice

Tired of wading through endless articles that drown you in financial jargon? Personal finance is getting a fun and informative makeover on TikTok, with creators offering easy-to-digest tips tailored to Singaporeans. 

Whether you're a credit card guru or a travel enthusiast, there's a TikTok influencer out there ready to empower you to make smarter financial decisions. Here are our top favourite accounts to follow. 

The best TikTok accounts to follow for bite sized personal finance advice

IJustTryLah (@ijusttrylah)

Meet Audz, your friendly neighbourhood lobang queen and credit card guru. 

Feeling overwhelmed by all the different credit card options and travel rewards programs? Audz understands the struggle. She started IJustTryLah to help busy friends navigate the complexities of credit cards through short, engaging TikTok videos. 

After all, who has time for lengthy articles with financial jargon that put everyone to sleep? Her passion for travel and finding deals is contagious, and her short videos break down complex financial concepts into easy-to-understand chunks. 

Inspired by her own journey of turning everyday spending into travel adventures, Audz empowers her followers to maximise their credit card rewards and unlock their travel dreams. 

Whether you're a seasoned miles collector or just starting your credit card journey, Ijustrylah's informative and relatable content will equip you with the knowledge to make your money work for you.

Niao Like Siao (@niaolikesiao)

Don't let the name "Niao Like Siao" (which translates to "stingy like crazy" in Hokkien) fool you! 

Melvin Seetoh, the mastermind behind this account, is all about smart spending. He goes beyond just typical finance tips, offering clever life hacks that can save you money in the long run. 

From finding budget-friendly food options around Singapore to uncovering hidden deals on everyday essentials, Niao Like Siao will show you how to be prudent in a fun and relatable way.

Jiax The Pigger Banker (@jiaxthepiggerbanker)

Calling all wanderlusting Singaporeans with a passion for travel deals! Jiax The Pigger Banker is your ultimate guide to unlocking the world without breaking the bank. 

Jiax's magic lies in his ability to sniff out incredible flight deals. He's a master at scouring the web, analysing airline promotions, and leveraging travel hacking strategies. The result? Deals that seem too good to be true, like roundtrip flights from Singapore to Los Angeles for under $1,000, and trips to Italy for less than $800!

But Jiax doesn't just keep the good stuff to himself. He generously shares his travel wisdom through engaging and informative TikTok videos. He unveils the secrets behind finding hidden travel gems, teaches you how to identify error fares (those amazing mistakes airlines make with pricing!), and shows you how to strategically leverage credit card rewards programs to maximise your miles and points for even cheaper flights.

Chequanxiaoqiao (@chequanxiaoqiao)

Just bought a car and feeling overwhelmed by the costs of maintenance and repairs? Don't worry, Chequanxiaoqiao, a Chinese TikToker, is here to be your knight in shining armour (or should we say, grease-stained overalls?). 

With a whopping 1.7 million followers, Chequanxiaoqiao has become the go-to TikTok account for car owners around the world looking to save money and avoid unnecessary trips to the workshop.

Her videos are packed with easy-to-follow hacks that show you how to fix common car problems yourself, saving you hundreds (even thousands!) of dollars. 

Imagine replacing a faulty brake light switch yourself instead of paying a hefty workshop fee — that's the kind of money-saving magic Chequanxiaoqiao teaches. She uses clear visuals and easy-to-understand explanations, making even the most intimidating car repairs seem manageable to DIY. 

Chequanxiaoqiao goes beyond just fixing problems. She even equips you with valuable knowledge about your car. Learn hidden features and functionalities you might not have known about, master the art of expertly judging distances between cars when parking (goodbye, parking woes!), and gain a deeper understanding of how your car operates.

Shaik Amar (@thatproperty.guy)

The Singapore property market can feel like a complex maze, with so many options to choose from and paperwork to do. 

Shaik Amar, a property agent in Singapore, simplifies the complexities of buying a home, offering clear explanations on different property types, market trends, and valuable insights for aspiring homeowners. 

Buying a property is a significant investment, and avoiding pitfalls is crucial. Shaikh Amar sheds light on common mistakes first-time buyers make, equipping you with the knowledge to navigate the process smoothly. From choosing the right HDB flat to securing the most favourable loan options, his videos offer a wealth of practical advice.

He tackles topics like HDB vs. bank loans, helping you navigate financing options, and guides you on selecting the perfect resale unit based on your needs and budget. He even equips you with negotiation strategies to ensure you get the best possible deal.

Another the beauty of his TikTok presence lies in the interactive element — simply leave a comment with your questions, and Shaikh is known to respond with insightful advice.